When does Comprehensive Coverage apply?

When does Comprehensive Coverage apply?

• A. Applies when the damage is not caused by a collision.
• B. Applies to medical claims.
• C. Covers only weather damage.
• D. Covers only glass damage.

Answer: (A)

Comprehensive Coverage protects your vehicle for damage that isn’t caused by a collision. It covers non-collision events such as theft, vandalism, fire, weather-related damage (like hail or floods), falling objects, and glass breakage in many policies. It doesn’t handle medical claims—that’s covered by medical or PIP coverage—and it isn’t limited to weather or glass alone. If the damage came from a collision with another vehicle or object, that would be handled by collision coverage instead.

Comprehensive Coverage protects your vehicle for damage that isn’t caused by a collision. It covers non-collision events such as theft, vandalism, fire, weather-related damage (like hail or floods), falling objects, and glass breakage in many policies. It doesn’t handle medical claims—that’s covered by medical or PIP coverage—and it isn’t limited to weather or glass alone. If the damage came from a collision with another vehicle or object, that would be handled by collision coverage instead.